It is not intended to serve as your main account for securities trading. The Fidelity Cash Management Account is a brokerage account designed for spending and cash management.
Investing involves risk, including risk of loss. This post was created by Insider Studios with Fidelity.
#FIDELITY SPIRE FOR FREE#
Ready to get started? Download Fidelity Spire for free today. But with Fidelity Spire, it's easy to set your goals, prioritize, learn, and stay focused along the way so you're empowered to achieve your money goals with confidence. With the decision tool in your pocket, you can easily evaluate the possibilities for your money and make better choices.ĭefining and tracking your own financial plan can be intimidating. For debts, you'll see how much total estimated interest you'll pay during the course of the loan. Should you use that money to save for a home, pay down your student loan, or do a bit of both? As you change the allocation of funds across your two goals, the tool updates the projected date for reaching each goal. Let's say you have $200 to put toward your goals each month. Use the slider to push available funds toward one goal or the other and see the trade-offs for every scenario. Open the tool within the app and choose two goals you want to compare. When you're not sure where to put your next saved dollar, use the decision tool to help you see where you'll get the most bang for your buck. Should you refinance your federal student loans? What are the secrets to getting your offer accepted when buying a home? What should you know before taking out a 401(k) loan? Getting relevant information you need is just a tap away. Browse by topic or find article suggestions selected just for you. The app's education hub has articles and tools covering the financial basics like budgeting, career, health, investing, and more. Learn as you goĪs you make progress on your goals, you can build your money point of view. Once you make the account-to-goal connection, your Fidelity Spire app becomes a powerful dashboard, letting you view your financial goals and account balances in one location. In the future, you'll be able to connect a goal to an account at another financial institution. Fidelity Go ®, Fidelity's lowest-cost managed retail account, could be a powerful option for longer-term goals.īoth accounts can be easily accessed, opened, and linked to goals right from the app. If you're open to investing, you can decide whether to invest on your own or enroll in a service that does the investing for you, such as a managed retail account. It comes with no fees or minimum balance, and it reimburses all ATM fees. If you're not ready to invest yet, a Fidelity® Cash Management Account could be right for you if you want to keep money for your goal in an easy-to-access account but still want to grow it with interest. The balance of that linked account will become your goal's starting balance. Link a Fidelity account to a goal to turn on goal tracking. Fidelity Spire is flexible to your situation, and as life changes you can set new goals, modify existing ones, and delete objectives that are no longer relevant to create a custom plan for your money. When it comes to goals, it's not one size fits all. Set up a goal by entering the details, including when you want to achieve it, either the total amount or monthly amount you expect to save, and loan balances and interest rates for debt goals.įidelity Spire will calculate the amount you need to save for short-term and long-term goals, as well as the estimated payoff date for debt goals. One of the things you can track with Fidelity Spire is your emergency fund. Here are a few things you can do with Fidelity Spire to plan, save, and invest smarter. Available to United States residents over 18 years old, the app is free to download and takes just minutes to set up. The new mobile app is designed to guide you in defining, tracking, and achieving your financial goals. But how do you prioritize them? What's the best strategy for reaching your goals in your desired time frame with the money you're able to save or invest?įidelity Spire SM can help. Fidelity Spire SM is a new, free app designed to help users easily plan and track their goals.Įveryone dreams of accomplishing big things with their money, from buying a house and saving for a special trip to preparing for retirement and paying down debt - the list goes on.Many people are eager to develop a smart point of view about their money so they can make sound decisions, but they have trouble finding credible information.Having multiple competing financial priorities can make it difficult to get organized and get started.
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